Currency Converter
Convert between major currencies using live exchange rates. Fast, free, and no signup required.
Quick select
How to Use
- 1
Enter amount
Type the amount you want to convert.
- 2
Select currencies
Choose the source and target currencies. Use Swap to reverse.
- 3
Convert
Click Convert to see the result with the live exchange rate.
How It Works
This converter uses live exchange rates sourced from the Frankfurter API, which publishes daily reference rates from the European Central Bank — the same category of rate you'll see quoted as the "mid-market" or "interbank" rate in financial news.
What rate you're actually seeing
The mid-market rate is the midpoint between what banks buy and sell a currency for — it's the fairest reference rate, but it's not the rate you'll get at a bank counter, currency exchange kiosk, or on your card statement, all of which add their own margin on top.
Why your card or bank quotes a different number
Banks, card networks, and exchange kiosks typically mark up the mid-market rate by anywhere from about 1% to 5%+ depending on the provider and currency pair — so treat this calculator's output as the true benchmark rate to compare against, not the exact amount you'll receive at a physical exchange.
Examples
Converting for a trip
Converting $1,000 USD to EUR at a mid-market rate of 0.92 gives €920 as the benchmark figure — if your bank's travel card quotes you €890 for the same $1,000, that roughly 3.3% gap is the bank's margin.
Comparing two quotes
If two money-transfer services quote different amounts for sending the same 500 GBP to INR, convert 500 GBP using this tool first to see the true mid-market benchmark, then see which service's quote sits closest to it.
Common Use Cases
- Budgeting for international travel before comparing bank or kiosk exchange rates
- Checking whether an online store's displayed foreign-currency price is competitive once converted
- Quoting or invoicing clients in a different currency
- Comparing remittance/money-transfer providers against the true benchmark rate
Tips
- Rates update daily, not tick-by-tick — for large transfers where timing matters, check the rate close to when you'll actually transact rather than relying on a rate checked days earlier.
- The number this tool shows is the benchmark you should compare quotes against, not necessarily the exact rate you'll receive — always check the specific markup your bank, card, or transfer service applies.
- For recurring international payments (subscriptions, invoicing, payroll), even a small consistent rate margin compounds significantly over a year — it's worth comparing providers periodically.
Frequently Asked Questions
Related Tools
Length Converter
Convert between mm, cm, meters, km, inches, feet, yards, miles and more. Instant results with all-units table.
Area Converter
Convert between square feet, square meters, acres, hectares, cent, gunta and more. Popular for land measurement.
Weight Converter
Convert between kg, grams, pounds, ounces, tons, stone, tola and more. Instant weight conversion.