Terms of Service

1. Acceptance of Terms

By accessing or using Nworko ("the Service") at www.nworko.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the Service.

2. Description of Service

Nworko provides free online calculators, converters, and utility tools. The Service is provided as-is for informational and educational purposes. All calculations are performed in your browser and are not a substitute for professional financial, medical, or legal advice.

3. Use of the Service

You agree to use the Service only for lawful purposes. You must not:

• Use the Service in any way that violates applicable laws or regulations.
• Attempt to gain unauthorised access to any part of the Service or its related systems.
• Use automated tools, bots, or scrapers to access or copy content from the Service at scale.
• Reproduce, distribute, or republish the Service's content without prior written permission.

4. Accuracy of Information

While we strive to ensure that all calculators and tools on Nworko are accurate, we make no warranties or representations regarding the accuracy, completeness, or suitability of any results. Results provided by our tools are for general informational purposes only. Always consult a qualified professional before making financial, medical, or legal decisions.

5. Intellectual Property

All content on Nworko — including text, graphics, logos, tool designs, and source code — is the property of Nworko and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without express written permission.

6. Advertisements

Nworko may display advertisements served by Google AdSense and other advertising networks. These ads help us keep the Service free for all users. We do not control the content of third-party advertisements. By using the Service, you acknowledge that advertisements may be displayed.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. Your use of the Service is at your sole risk.

8. Limitation of Liability

To the fullest extent permitted by law, Nworko shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the Service, even if we have been advised of the possibility of such damages.

9. Third-Party Links

The Service may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts.

13. Contact Us

If you have any questions about these Terms of Service, please visit our Contact page.